Your Outsourced SBA Underwriting Department
Built for community banks, credit unions, and CDFIs that want disciplined SBA risk management without adding overhead. We work exclusively with SBA Preferred Lender Program (PLP) participants and SBA-approved direct lending institutions for SBA loan transactions.
CDFIs and nonprofits are supported as specialty underwriting consulting clients only — not loan originators — with a mission-lending underwriting approach adapted from commercial credit analysis.
Why Banks & CDFIs Choose an Outsourced SBA Department
Volume Spikes
Scale underwriting quickly during surges without hiring full-time analysts.
Compliance Burden
Embed SBA SOP and regulatory controls into every package with reliable checklists.
Staffing Costs
Avoid recruiting and training costs by tapping our experienced underwriting team as a service.
ClearPath Analysis Framework
Our delivery engine for all SBA underwriting engagements:
- Plan: Verify loan purpose, cash flow and underwriting criteria.
- Review: Build SBA-compliant credit memoranda and borrower risk scorecards.
- Approve: Facilitate internal committee-ready delivery for your credit team.
- Monitor: Portfolio tracking and covenants to protect performance.
Pricing Tiers
Starter
$7,500/mo
- Credit package reviews
- Weekly status updates
- Compliance checklist integration
Growth
Most Popular$12,500/mo
- All Starter features
- Underwriting committee-ready deliverables
- Enhanced portfolio analytics
Enterprise
$20,000/mo
- All Growth features
- Full underwriting desk integration
- Dedicated account team
Who We Serve
Community Banks
Support local lending with institutional underwriting discipline.
Credit Unions
Deliver competitive SBA options while controlling risk and service quality.
CDFIs
Advance mission-driven lending through scalable underwriting partnership.
Ready to Add Underwriting Capacity?
All underwriting services are delivered as your outsourced department — not a broker, not a competitor.
Book a Cal.com Consultation
Select a slot and connect directly with our underwriting team.
Book 30-Minute Consultation