CDFI & Mission Lender Services
Scale Your Impact Without Scaling Your Team
CDFIs and mission-driven lenders do critical work in underserved communities. We provide the SBA expertise and underwriting bandwidth to help you do more of it.
Built for Mission Lenders
We understand the unique challenges CDFIs face—limited staff, diverse portfolios, and the pressure to deploy capital while staying compliant.
SBA Expertise on Demand
Instead of hiring a full-time SBA specialist, get access to 13+ years of SBA lending experience on a flexible, as-needed basis.
Impact-First Approach
We share your commitment to expanding access to capital in communities that need it most. Our work supports your mission, not the other way around.
How We Support CDFIs
Flexible services designed to plug into your existing operations and expand your lending capacity.
Outsourced SBA Underwriting
Full-cycle SBA underwriting from credit analysis through authorization. We prepare credit memos, analyze cash flow, evaluate collateral, and ensure every file meets SBA Standard Operating Procedures.
- ✓Complete credit memo preparation
- ✓Cash flow & DSCR analysis
- ✓Collateral evaluation & lien searches
- ✓SBA eligibility & size standard verification
Compliance & SOP Support
Stay compliant with SBA requirements without hiring a full-time compliance officer. We review files, flag issues before they become audit findings, and keep your team current on SOP changes.
- ✓Pre-closing compliance review
- ✓SBA authorization checklist management
- ✓SOP update training & guidance
- ✓Audit preparation support
Portfolio Review & Risk Assessment
Periodic or on-demand review of your SBA portfolio to identify risk concentrations, documentation gaps, and opportunities for improved performance.
- ✓Loan-level documentation review
- ✓Risk rating validation
- ✓Concentration analysis
- ✓Remediation recommendations
Capacity Building & Training
Build your team's SBA lending capabilities through targeted training, process development, and ongoing mentorship. We help CDFIs grow from occasional SBA lenders into consistent producers.
- ✓Staff training on SBA programs & SOPs
- ✓Process & workflow development
- ✓Underwriting template creation
- ✓Ongoing technical assistance
Flexible Engagement Models
We work the way that makes sense for your institution.
Per-Deal Basis
Engage us on individual SBA transactions. Ideal for CDFIs that need occasional underwriting support on complex deals.
Retainer
Ongoing monthly support with a set number of hours or deals. Best for CDFIs building a consistent SBA pipeline.
Project-Based
Scoped engagements for portfolio reviews, compliance audits, or training programs with clear deliverables and timelines.
Let’s Talk About Your CDFI’s Needs
Whether you need underwriting support on a single deal or a full capacity-building engagement, we’re ready to help.